As Personal Finance Advisor and Sr. Mortgage Banker, I pride myself on the work I have done and the relationships I have built with literally thousands of clients during my 25-plus-year career. I am grateful for the trust that clients have repeatedly placed in me and my team. I have experienced nearly every type of market and transaction scenario possible and I have had the joy in helping many people who thought home ownership and its financial rewards were out of reach to achieve their dreams.
Recognized as one of the Top 1% of Mortgage Originators in 2016 by Mortgage Executive Magazine I strive for excellence in every aspect of my practice. I have been recently honored as Affiliate of the Year for the Northern Solano County Association of Realtors for the work and support I have provided to the association and currently chair the Finance Committee in 2018. As a top mortgage originator for Opes Advisors, I have also achieved President’s Club status in 2015 and 2016.
I have been educated and trained as a Financial Advisor and a Certified Mortgage Planner, and bring a thorough understanding of both the real estate market, and the mortgage products and programs that are its driving engine, and how this asset class fits into an overall financial plan. With proprietary tools I am able to show clients how real estate decisions affect personal and family goals such as retirement, college planning for children, and debt and credit management. I understand there are many choices when it comes to the source of your real estate financing. While an important
factor, price is not everything. Bad advice or lack of understanding or disclosure by your lender can, in the end, cost you far more than the few dollars difference at the closing table. You deserve sound financial advice and the best rates and terms. I continually undergo rigorous training and education and adhere to a strict code of ethics. This is why over 90% of my business is repeat and referred clients.
My career includes positions as a top producing loan officer for major banks including First Interstate Bank, Home Savings of America, Washington Mutual and Bank of America. Yet I eventually recognized that I wanted to do more for his clients than what the corporate bank structure could offer at that time. In 2001 I founded Nor Cal Home Loans to do just that and after 10 successful years of running my own mortgage company I merged my operations with mortgage-banking partner, Opes Advisors.
Life outside the office keeps me quite busy spending quality time with my wife and four children. I am active in ecclesiastical leadership and have served in local leadership for the Boy Scouts of America – being an Eagle Scout myself. I also love coaching my son’s soccer team. While mortgage lending may be my profession, I find fun outside the office with my private pursuit in aviation as an instrument-rated pilot.
Licensed to work in: Nationally registered