Our Adjustable Rates Are Low & Our Process is Quick & Painless
An Adjustable Rate Mortgage or ARM differs from fixed rate mortgages in that the interest rate will be subject to change at during the term of the loan. The initial interest rate of an ARM is lower than that of a fixed rate mortgage and may still be fixed for a shorter term of three to seven years but will become adjustable after that time subject to periodic changes. The good news is that there are limits set on how much they can adjust up or down and over the life of the loan. Consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage istoo high.
We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Adjustable Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The Adjustable Rate Mortgage Loan Process
Here’s how our home loan process works:
- Complete our simple Adjustable Rate Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs