Our VA Loan Rates Are Low & Our Process is Quick & Painless
We’re proud to honor our active military service members, veterans and their eligible spouses by offering loans guaranteed by the US Department of Veterans Affairs. VA loans were established by the US Congress in 1944.In 1992, the Veterans Home Loan Program Amendments expanded to include Reservists and National Guard personnel who served honorably for at least 6 years.
As a VA Mortgage Lender, Opes Advisors underwrites the loan. If the file meets all VA Guidelines and the appraisal determines acceptable risk, the Veterans Administration guarantees the loan, insuring the lender against loss in the case of default. If you qualify, a VA loan may allow you buy a home with little or no down payment and with no monthly mortgage insurance. VA loan requirements vary by county, so be sure to check with with us to learn if you qualifyVA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The VA Loan Process
Here’s how our home loan process works:
- Complete our simple VA Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs